Basic Prepaid Card Information
Annual Fee: $0
Application Fee: $9.95
Participation Fee: $4.95 - $8.95 monthly*
Special Notations & Perks for the READYdebit® Card:
See website for additional benefits.
*See website for complete terms and conditions of card usage and application disclosure.
**Fees depend on plan. Fee do not include fees for ATM withdrawals, PIN transactions, balance inquiries, online bill pay, and bank teller cash advance fees.
Complete Credit Card Review:
The READYdebit® Card issued by MetaBank™ is the perfect way for people who don’t have a checking account to obtain and use a debit card for all of their purchases - whether plastic is required or not.
With this prepaid card, cardholders simply load the READYdebit® Card with cash and use it anywhere Visa debit cards are accepted. Paychecks can even be directly deposited into a READYdebit® card account to get easy access to funds without waiting in line at the bank and to avoid paying high check cashing fees.
The READYdebit® Card offers two options, depending on the cardholder's needs. The Basic plan is $4.95 a month, while the Select plan is $8.95 a month and comes with lots of extras like free online bill pay*. Select plan cardholders are also cut a break on other fees such as ATM withdrawal fees, balance inquiry fees, and fees for PIN transactions.
The best thing about the READYdebit® Card is the freebies. Unlike other prepaid cards, cardholders are not charged card loading fees or negative balance fees - something banks would charge a pretty penny for.
The READYdebit® Card can be used to book hotel or car reservations or to make purchases online - something that just can't be done without a credit card. Plus, your funds on the READYdebit® Card are protected by Visa®'s Zero Liability™ policy, which protects cardholders from unauthorized transactions.
Funds can be loaded onto the READYdebit® via direct deposit, or at participating retail stores including Wal-Mart, Walgreens, Rite Aid, RadioShack, and wherever the Visa ReadLink symbol is displayed.
